Expected Family Contribution

The Expected Family Contribution (EFC) is used by colleges to determine a student’s financial aid package. It represents the amount of money a family can reasonably be expected to contribute towards college expenses. After completing the FAFSA, a student will receive a Student Aid Report (SAR) that includes the EFC. The Federal Student Aid Office (part of the US Department of Education) determines the EFC through an assessment of income, investments, and savings.